How to Deal with Debt Lawsuit
One thing you should note is that you would not find even a single person who loves dealing with mailings, lawsuits, and calls from debt collectors. The fact that most debt collection companies use a language that instills fear in people explains why no one would love to deal with them. Some people, tend to think that ignoring a lawsuit would make debt disappear but this is not true. Most people do not know what they can do in case this happens and this explains why they do not get the issue resolved. Here are some of the ways to help you handle a debt lawsuit
It would be a good thing to work with
Challenging the legal rights of the company to sue would be another way to prevent
You should not fail to respond to the lawsuit of debt claim. If you do not want to go wrong, you will have to respond to the lawsuit. No one would love the idea of the debt collection agency having a default judgment against the claim and this clearly explains the need to respond to the claims and lawsuits. Moreover, you have to ensure that you respond within the set timeframe set by the summons; this might be up to 30 days from the date of the notice.
Pushing back on the burden of proof would be another thing to do. There is no way for the case to go on if the plaintiff does not show the amount you owe. The plaintiff would have another duty to show that you are the one responsible for the debt. There is a need for anyone faced with a debt collection lawsuit to ensure that he or she enquires about proof that he or she is responsible for the debt, and the amount he or she owes; doing this would be a way to prevent debt collection lawsuit.